Shri Gulshan Malik, Former Deputy Managing Director (DMD) of State Bank of India, retired in May 2025 after over three decades of diverse banking experience. Joining SBI in 1985, he specialized in Corporate Credit, Project Finance, Retail, and Rural Banking. As DMD, he led the Commercial Clients Group, overseeing corporate, project, and structured finance services. Previously, he headed SBI’s Project Finance & Structuring Unit, financing major infrastructure projects like airports, ports, and metro rail. Shri Malik holds a Commerce degree, a Master’s in Banking and Finance, is a Certified Associate of the Indian Institute of Banking & Finance, and has attended leadership programs at Harvard Business School.